Guidance first
We review your business story and the numbers that matter — deposits, time in business, existing obligations — and give you a straight read on which programs are worth a conversation.
About CapitalX
A broker in your corner before you talk to a lender.
CapitalX Funding is an independent commercial financing brokerage. We help business owners understand their funding options, prepare a clean file, and get matched with programs that fit — before a lender ever sees the paperwork. We are not a lender.
What we do
One point of contact.
Multiple ways forward.
Business owners usually meet one lender and take whatever that lender offers. CapitalX works the other way: we start with your business — revenue, cash flow, use of funds — then look across the programs available to find structures worth discussing.
Preparation
Most applications stall on paperwork. We tell you exactly what to prepare, in what order, so your file moves instead of sitting.
Matching
We confirm current provider guidelines before anything is submitted, so you are not applying blind to programs you never qualified for.
How we work
Four steps. No surprises.
1. Explore
Browse the products and program guides to understand the landscape — amounts, terms, and what providers look for.
2. Check readiness
Run through CapitalX Ready to see where your business stands against typical first screens, and what to tighten up.
3. Preliminary inquiry
Send a funding inquiry. The preliminary form asks for business basics only — never sensitive documents.
4. Review and match
We review your inquiry, confirm which programs currently fit, and arrange a secure channel for anything sensitive. You decide how to proceed.
Meeting initial guidelines is not an approval or a funding offer. Every financing is subject to lender approval, underwriting, documentation and applicable law.
What we offer
Six products, presented plainly.
CapitalX presents its funding options as CapitalX products — one blended lineup drawn from the programs of our funding providers. No lender names, no alphabet soup.
Card Sales Advance
For businesses with steady card revenue.
Revenue Advance
Built around overall deposit history.
Working Capital Loan
Short-term working capital for operations.
Business Line of Credit
Draw as needed, repay, redraw.
Equipment Financing
For the machines that make you money.
Long-Term Business Loan
Longer horizons for bigger moves.
CapitalX Funding is a commercial financing broker, not a lender. Financing is subject to lender approval, underwriting, documentation and applicable law. Illustrations are educational, not offers or guarantees. CapitalX Funding is a planned DBA of MAG Strategies, Inc., California; filing pending.