Product matrix
The full CapitalX lineup — six products with amounts, terms and time-in-business guidelines, side by side.
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Resources
Prepare like a professional.
Downloads, tools and straight answers. Everything here is built to help you walk into a funding conversation prepared — whether you work with CapitalX or not.
Downloads
Take it with you.
Qualification checklist
What providers typically look for, and what to have ready before you apply.
Download PDFPreliminary application
The fillable CapitalX preliminary application. Business basics only — no sensitive documents on this form.
Download PDFTools
Check yourself before you apply.
CapitalX Ready
A readiness walkthrough: where your business stands against typical first screens, and what to tighten up before a conversation.
Start the walkthroughGrowth Test
Pressure-test the opportunity itself — is this the right use of capital, at the right time, on the right terms?
Take the testFAQ
Straight answers.
Is CapitalX a lender?
No. CapitalX Funding is an independent commercial financing brokerage. We help you prepare and get matched with funding providers; the providers make the credit decisions.
Will I be approved, and how fast?
No one can promise approval, amounts, or timing before underwriting. Meeting initial guidelines is not an approval or a funding offer. Every financing is subject to lender approval, underwriting, documentation and applicable law.
What does it cost to start a conversation?
The preliminary inquiry costs nothing. Before you proceed with any program, CapitalX explains the proposed structure, costs and obligations in plain terms.
What should I have ready?
A clear business description, start date, ownership history, requested amount and use of funds. If a provider wants bank or processing statements, CapitalX arranges an approved secure channel — never ordinary email.
Do you work with my industry?
Some industries and business types are restricted under provider guidelines. Check the program guides for the current restrictions.
CapitalX Funding is a commercial financing broker, not a lender. Financing is subject to lender approval, underwriting, documentation and applicable law. CapitalX Funding is a planned DBA of MAG Strategies, Inc., California; filing pending.