Revenue Advance
A program to discuss when reviewing your business's deposit history and capital needs. CapitalX will explain the proposed collection structure, costs and obligations before you proceed.
Check initial fit
Funding programs
Find a starting point for your next move.
Understand the initial guidelines before you apply. CapitalX Funding is an independent commercial financing broker, not a lender.
CapitalX program guide
Established businesses.
A clearer first screen.
Based on the partner guidelines supplied to CapitalX. Requirements may change. CapitalX must confirm current availability before submitting your file.
Card Sales Advance
A program to discuss alongside your card-processing history. Provider review determines eligibility and the specific structure; the preliminary screen is shared with the deposit program.
Check initial fitWhat the supplied guide looks for
| Location | U.S. operating business |
|---|---|
| Operating history | At least 2 years; cleaning services need at least 10 years |
| Current ownership | At least 1 year |
| Average bank deposits | At least $10,000 |
| Average number of deposits | At least 8 |
| Overdraft activity | No excessive overdraft days; provider review required |
| Existing cash advances | No more than 2, with combined balances below $100,000 |
Meeting these criteria is not an approval or a funding offer. The guide does not establish a guaranteed amount, term or approval probability for your business.
Industry and business-type restrictions
- accounting / financial services / insurance
- advertising / marketing
- association / nonprofit / religious / political
- auto dealership
- brokerage
- building or real estate management
- construction contractor
- consulting
- internet-only business
- industrial manufacturing
- movie / video production
- nail salon
- oil / gas / gas station
- security services
- staffing
- telecommunications
- trucking / transportation
Businesses that are both home-based and sole proprietorships are also excluded under this guide. A different provider may have different criteria; availability is not guaranteed.
What to prepare
A detailed business description, start date, ownership history, requested amount and use of funds. Provider submission also requires a completed signed application and four recent bank and/or processing statements. CapitalX will arrange an approved secure channel for sensitive information; the preliminary form does not collect it.
What to ask before accepting an offer
Ask for the amount delivered to your business, all fees, total contractual obligation, payment or collection frequency, reconciliation provisions where applicable, guarantees and early-payoff terms. Review the actual provider documents with your advisor.
Source: partner program guidelines supplied to CapitalX, August 2026. Translated into owner guidance October 3, 2026. No subsequent provider confirmation is represented.